Legal Insurance Coverage

Most people wouldn’t think of going with health insurance for their family.  The risk of an insurmountable medical bill because of an accident or catastrophic illness is too high.

We ensure ourselves and what we own to prevent loss:

• Protecting our home and belongings against the unexpected helps us sleep better.
• Having coverage for our car is sensible.
• Making sure we have medical protection to handle unforeseen doctor bills is wise.
• Providing for our family's future is smart planning.

But think about this. If you had a legal problem today, what would you do? Could you afford a qualified lawyer? Would you know whom to call? Doesn't it make sense to have legal coverage to protect and defend your rights?

How well prepared are most of us for insurmountable legal bills? Yet the chance of a legal problem is three times greater than the chance of being admitted to a hospital. Now, there's a remarkably simple solution. With a Pre-Paid Legal plan, you have access to top-quality law firms for less than the cost of a cup of coffee a day.

The National Resource Center for Consumers of Legal Services of the American Hospital Association has written: “Americans have come to view legal assistance as a necessity. The best way for the majority of Americans to be able to assure themselves of legal assistance when they need it... is through a prepaid legal plan."

Have you ever...

¨ Been overcharged for a repair?

¨ Received a moving traffic ticket?

¨ Lost a security deposit?

¨ Been audited by the IRS?

¨ Signed a contract?

¨ Prepared a Will?

Think about it this way...

If you went to a lawyer and said, "I need your services. I can't pay your rate but here's what I need you to do for me:

1. I want phone access to you for any subject matter that comes up.
2. I want you to review every document that I sign.
3. I want you to prepare my Will and update it every year.
4. If I get a speeding ticket, if I get sued, or if I get audited or need to go to court, I want you to represent me.

Human Resources Services

HR should be about working with people – about attracting and retaining talented employees, and motivating them to do their best. But paperwork, technology headaches, and communication breakdowns usually get in the way, putting more strategic activities on the back burner.

Meanwhile, you have a business you want to run. HR issues can so easily distract you from what you do best—what you want to focus on.

Most people who start a small business used to be producers elsewhere, who got tired of working for some entrepreneur’s benefit. They have some creative ideas on how to do things better, but soon harsh reality sets in that the day-to-day detail work, the very thing they are best at, consumes full attention. The important management things get neglected, and soon the would-be entrepreneur has become a prisoner of the very business he or she hoped would bring freedom.

Every new and small business needs good, solid management. But you have so much to do with creating a business and producing the products or services of your business. How can you ever handle all your management needs? Doing it wrong might create legal problems, fines, lawsuits, and other problems. Doing it right by yourself will take time—a lot of time. You need help.

Now you can access the HR solutions you need to save time and money while eliminating paperwork, so you can focus on your most valuable resource, your people. With the right tools, you cure your HR headaches, eliminate frustrating paperwork, and avoid costly fines and lawsuits.

Here are the areas where SBAA helps you with your HR services:

• Payroll processing
• Benefit programs
• Ever-changing laws and regulations
• Labor Law Compliance Alert
• Compliance Training
• Performance Reviews

What are the benefits of this service?

You reduce paperwork and automate administrative tasks. Free up your time so you can focus on hiring, retaining and motivating people.

1. You become an instant HR expert by using tools with built-in expertise.
   
2. You put it all at your fingertips, everything you need in one convenient place, available at any time, whether you are in the office, at home, or on the road.
   
3. You gather better information because the program gathers the data, so you can improve employee morale, reduce turnover and boost productivity.
   
4. You improve communication with your employees, giving them better access to information about events, policies, and more feedback about their performance.
   
5. You eliminate technology headaches because it is easy to set up and operate in one day.
   
6. You cut costs, save valuable time, cut employee turnover and reduce the risk of costly lawsuits and fines.

 

The day-to-day operations of a growing business can detract you from your goals and objectives. We give you access to the best deals with the highest quality service providers.